What mindset is demonstrated by not worrying about the future housing situation before retirement?

The mindset demonstrated by not worrying about the future housing situation before retirement is best described as wishful thinking. This attitude reflects a belief or hope that future outcomes will be favorable despite a lack of planning or evidence to support that belief. Individuals exhibiting this mindset often assume that things will turn out well simply by wishing for it, without taking concrete actions to prepare for potential challenges.

In this context, someone who does not consider their housing needs in retirement may be relying on the hope that everything will resolve itself positively, embodying the essence of wishful thinking. This illustrates a lack of proactive planning or realistic assessment of the future, as the individual places expectations on ideal situations without addressing the realities of retirement housing.